Our expertise in government lending programs combined with our mission to support economic development means our outlook is truly in the best interest of your client. Their success is our success; and yours.

Smart Loans for Financial Health

When your focus is on the financial health of your client’s business, you tend to always be on the lookout for smart opportunities. The U.S. Small Business Administration has lots of those opportunities, but bringing them to the doorstep of the average entrepreneur isn’t so simple. CIC can help you do just that.

We Have Loans for Almost Any Small Business Pupose


  • Real estate
  • Equipment
  • Inventory
  • Leasehold improvements
  • Working capital
  • Refinance
  • Even start-ups!
SBA 504 Loans

Want to keep a client for life? Turn them on to the best solution for owner-occupied real estate or equipment financing available today. With up to 90% financing, your client will conserve valuable cash for operations (or family vacations!). And, rates are fixed below prime with extended terms from 10 (equipment) to 25 (real estate) years, lowering monthly payment obligations. There just isn’t another standalone product that can compete!

SBA Community Advantage Loans

When the bank says no, think CIC. These loans are partially backed by a government guarantee, which gives us the flexibility to lend when banks won’t. With lending options up to $250,000, this might just be the right solution for your “not quite bankable” small business client.

SBA Microloans

We are microfinance experts and have been providing small loans of up to $50,000 to small businesses for over 25 years. Microlending is both a science and an art, and the strength of our microloan portfolio bears witness to just how good we are at providing opportunity to talented, motivated entrepreneurs.

Contact a loan officer today to find out more about:

  • Credible financing options
  • Flexible credit standards
  • Below-market fixed rates
  • Extended terms
  • Minimal equity requirements
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