Meet Ralph Richard, CIC’s Newest Loan Officer

Please join us in welcoming our newest VP / Loan Officer, Ralph Richard! Ralph brings nearly 40 years of experience in banking and commercial lending to CIC.

Before joining the team, Ralph was with the Savings Bank of Danbury for nearly 20 years, where he served as the Small Business Lending and Business Development Officer Team Leader. Ralph earned his bachelor’s degree in economics from the University of Connecticut and an MBA from the University of New Haven.

Ralph is a long-standing member and former 4-time President of the Rotary Club of Waterbury. He serves on the club’s Board and is their Fundraising Chairperson. Ralph is an avid golfer and wine-making enthusiast. He resides in Wolcott, CT with his wife Claudia and is the proud father of his daughters, Taylor and Jordan.